Mississippi seniors get free help picking Medicare plans through December 7
The state is offering unbiased counseling to help residents compare coverage options before the January 1 deadline for new benefits.
By John Ferrari ·
Mississippi residents have until December 7, 2026, to change their Medicare health and prescription drug plans. The state is providing free assistance to help eligible individuals make these decisions during the annual open enrollment period, which began on October 15.
The State Health Insurance Program (SHIP) operates through the Mississippi Department of Human Services. Its counselors offer local, unbiased advice to Medicare-eligible people, their families, and caregivers. The service aims to help older adults understand complex changes in coverage, prescription costs, and provider networks that can impact household budgets.
KenYada Blake-Washington, the division director for Aging and Adult Services at the department, noted that Medicare coverage often shifts from year to year. "Like most health insurance plans, Medicare is not a one-size-fit-all. What may have worked last year, may not be suitable this year," Blake-Washington said. The department wants to ensure residents have the resources to make informed choices without paying for the counseling.
SHIP counselors assist with several specific tasks. They help clients organize medical bills, file appeals, and review supplemental insurance. They also evaluate options such as HMOs and long-term care plans. The program is designed to be in-depth and local, providing a dedicated resource for those who find the healthcare system overwhelming.
The department encourages all Medicare-eligible individuals to review their coverage annually, even if they are happy with their current plan. Plan offerings and personal health needs can change, so a yearly check is recommended. However, people who wish to keep their current coverage do not need to take any action.
Any changes made during this period will take effect on January 1, 2027. Reviewing plan details before the December 7 deadline helps prevent unexpected costs or coverage gaps in the coming year. Residents can reach a SHIP counselor by calling 1-844-822-4622 or visiting the MDHS website for older adult services.
